Carpenter & Company

Pest Control Operators Program

Proud members of the Missouri & Kansas Pest Control Associations

Contact Michael Holder

Being exposed will cost you dearly!

Paying Too Much - we have seen a number of our clients paying premiums based more on what the market will bear than their actual exposure and claim history. Our program does not charge higher rates just because we "can" and the competition is limited.

WDO/WDI Inspections - coverage for the professional exposure from a report you issued to your customer.

Termite Treatments - coverage for the professional exposure arising from your treatment not eliminating the termites in a structure. We provide coverage for any additional damage termites may do to the structure after your treatment.

Pollution Coverage - at policy limits for both your customer's premises and while in transit. We also cover clean up and other related exposures regarding claims where a chemical has been used. Almost everything you do involves using "chemicals" as defined in the policy. No matter how minor or major a claim all of your claims will be considered a pollutant claim under most policy definitions.

Care, Custody and Control Coverage - at policy limits for any property damage claim on a structure or personal property considered in your care, custody and control, i.e. Fumigations, Lawn Treatments, Homes/Buildings where you have access keys, losing those keys etc.

We will build a General Liability Policy that fits your business, not someone else's. We do it at a fair cost, which could be thousands less than what you maybe paying now.

Contact Michael Holder today!