NURSING HOMES

Carpenter and Company insured its first nursing home in 1987. Four years later HCFM – Health Care Facilities of Missouri was formed. We are now celebrating HCFM’s 20th consecutive year. Today 160 Missouri nursing homes share their good fortune. Over 30 million dollars have been returned to members in the form of dividends.

Carpenter and company offers a large choice of property and liability options throughout the midwest whether the facility has 20 beds or 15 skilled facilities. Not only do we offer virtually every insurance company for property casualty, we have been very instrumental in employee benefits to include a wide choice of voluntary benefits.

We believe that we offer a valuable service to our many nursing home clients.